What to Do Without a Stimulus Check?

For many Americans, the stimulus checks were a welcome relief during hard times, but they were always meant to be a temporary help. Now that they’re winding down, you might be wondering, “What’s next?” The good news is that the government has a variety of assistance programs ready to step in where stimulus checks are stepping out. From making sure you have a roof over your head, to keeping your energy costs down, there’s a range of support options out there. While it may seem like a lot to take in, these programs are here to lend a hand just like the stimulus checks did. So let’s dive in and find out how these federal assistance programs can keep you moving forward even after the stimulus checks are gone.

Stimulus Checks Aren’t Going to be Available

So many Americans across the country loved the support they were able to receive from stimulus checks. While that was at the federal level, some states even took it a step forward to provide additional stimulus support to their residents. However, these provisions are coming to an end and while you can always confirm what stimulus opportunities are available in your state, many are still looking for support. Thankfully, the federal government understands that people need support which is why they have other opportunities for households to benefit from!

Types of Federal Assistance Programs

There are different programs available that focus on different areas of life that need support. Some popular areas where people get assistance is:

  • Housing: Section 8, WAP, and TANF are some programs that can help people with housing costs.
  • Food: SNAP is a helpful food assistance program for many households across the country.
  • Communication Services: Lifeline is a program that aims to make communication services affordable.

The beauty of these programs is that they’re designed to help individuals and families in need across America. No one should have to go without food, a safe place to live, or means to communicate because their budget won’t stretch that far!

Affordable Housing through Section 8

For those struggling to find affordable housing, the federal government offers assistance through its Section 8 program. Also known as the Housing Choice Voucher Program, this opportunity offers safe and budget-friendly housing for individuals and families.

To apply for Section 8, you need to meet certain eligibility criteria. This includes income limits that vary by location and family size. Once eligible, you’ll likely join a waiting list since the demand is often more than the available resources. Regardless, don’t be discouraged! While it might feel like being stuck in traffic on your way to an amusement park, remember – patience is key when awaiting something worthwhile.

Reducing Energy Expenses with the Weatherization Assistance Program

The Weatherization Assistance Program (WAP), initiated by the U.S. Department of Energy, offers an innovative solution to manage energy costs effectively. It primarily reduces your home’s energy expenses while also ensuring a safer living environment. To benefit, you first need to get into the program which has its own eligibility criteria including income limits based on family size. The application process begins with submitting an application form at your local agency handling WAP services:

  • If approved for help in weatherizing your home,
  • An energy audit is conducted to identify the most cost-effective measures.
  • Then, skilled technicians will carry out these improvements for you.

Achieving Economic Self-Sufficiency with TANF

The Temporary Assistance for Needy Families, or TANF, is a lifeline to families who need that extra boost. Even though this isn’t necessarily a housing program, the financial support that people can get from this program can be used towards housing expenses! TANF offers much more than just financial aid. The program pushes forward employment opportunities and gives parents access to job training programs. In some cases, TANF also provides child care assistance which acts as a safety net for working parents juggling multiple roles at once.

Now here comes the surprising part – while many think this help only lasts a short time, families can receive benefits through TANF up to five years. All states administer their own version of TANF so it’s important we understand these differences because one size doesn’t fit all. Keep in mind, each state determines its own eligibility criteria and benefit levels.

The Role of SNAP in Food Support

Officially known as the Supplemental Nutrition Assistance Program, it provides monthly food support that’s as crucial as your morning coffee. If you’re curious about how this works, think of it like an ATM card but for food essentials. Every month, eligible folks get funds on their Electronic Benefit Transfer (EBT) cards to use at participating grocery stores and farmers’ markets. To become one of these recipients, you need to meet certain requirements – income limits based on household size being one key factor.

Staying Connected with the Lifeline Programs

The Lifeline Program is a game changer for many families. It offers a monthly discount on phone bills, helping to keep essential communication services within reach. To get started, you need to meet some eligibility criteria. To qualify for assistance from the Lifeline Program, one must have an income at or below 135% of federal poverty guidelines or participate in certain federal programs such as SNAP or Medicaid.


In conclusion, the end of stimulus checks doesn’t mean you’re out of options. The government has a whole toolbox of programs designed to help people with a variety of needs. These needs include housing, food, energy costs, and communication needs. Each of the programs we touched on has its own rules about who can get help. Regardless, they all have the same goal. That goal is to make sure you have what you need to live and thrive. Just like stimulus checks, these programs are there to give you a helping hand when you need it. So if you’re feeling anxious about what comes after the stimulus, take a deep breath. Remember, there are programs out there ready to support you!